• Own solicitor may be used for the conveyancing
• Interest and fees can be rolled up into loan
• 3 - 6 month term loans
• 6 month maximum term loans
• Purchase and refinance - first charge only
• Loan to individuals only - not Ltd companies or LLPs
• A clear loan redemption strategy must be identified
• Clean credit history required
• Applicants are business professionals or are / have been BTL landlords
• Property above A3 use excluded - contact us for full list
• Lenders surveyor may inspect property in addition to any survey provided
• Cherish nominated solicitor must be used for lenders legals
• Additional security may be sought if loan application exceeds max LTV
• £250 initial application administration fee
• £1000 broker fee-payable upon completion by irrevocable fee agreement
• Interest and fees rolled up into the loan - up to 75% LTV of open market value
• Lender fee 4% added to loan upon completion
• Lenders legal fee added to loan

Contact us on 0121 713 1656 to discuss your 100% Plus project - or request a callback here.